Reader’s Question:

My brother used to drive an SUV here in Macon, Georgia but he already sold it. The reason being the insurance is so high than other cars, is this true?

Patrice

Macon, GA

There are some variables that make an SUV more expensive to insure than other cars. SUV’s could be more dangerous to drive because they are built differently than regular cars. Because the SUV’s are tall, they don’t have a balanced center of gravity. Because of that, SUV’s can be more prone to flipping over if the driver takes a turn at a high speed, tries to steer out of a collision, or actually getting involved in a collision. Everytime an SUV rolls makes it more costly to repair both the SUV and also the people who get hurt. These are the things that auto insurance providers consider that’s why they charge accordingly.

Your brother could have sold his SUV in Macon, Georgia because he probably thinks that the weight of his SUV could cost large damage to a small car if he gets into an accident, even if it’s not considered as a major one. That would also add to the premium rates of his auto insurance. Moreover, if an individual is injured by an SUV, the chances of the individual being badly injured are 300% more than being hit by a car.

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