Reader’s Question:

I have been convicted for DUI here in Columbus, Georgia and I filed for SR22 so that I can get my license back. I was able to find an insurance company who would give me coverage. What happens if my insurance has been cancelled? How will it affect my SR22 auto insurance?

Terrence

Columbus, GA

It’s a good thing that you were able to find an insurance company who would give you coverage on your SR22 insurance after you have been convicted for DUI in Columbus, Georgia. SR22 auto insurance is really required after a DUI conviction so that you can have your driver’s license reinstated. Drivers who have a DUI on their driving records are already considered to be a higher risk that is why they need to show that they have at least the minimum level of liability coverage on their vehicles. By issuing SR22, your insurance company guarantees that you would keep this insurance in effect for three years.

Your insurance company is legally obligated to report you to the Georgia Department of Motor Vehicles (DMV) if your policy is cancelled or revoked. If you are required to have SR22 on your DMV file and if you don’t keep your insurance coverage in place, your driver’s license may be suspended.

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