Reader’s Question:
My mom is so worried about so many expenses including her car insurance here in Georgia. What I don’t understand here is that why does she need to buy car insurance? I’m sorry I had to ask this in case I get my own car and buy car insurance for myself.
Leann
Albany, GA
You may be very much aware that if you get on the road, no one exactly knows what’s gonna happen. You may encounter some things that are never part of your plan. That’s one of the reasons why your mom needs to have car insurance because she owns a car in Georgia. Accidents can happen while driving so motorists and other people might get hurt. Even if a vehicle is just simply parked in a corner of a street, it can be stolen or a catastrophe might strike that can damage the vehicle.
In cases such as the aforementioned, car insurance would give you protection for financial needs for personal injuries, injuries to others and property damage resulting to car crashes, theft, vandalism or natural calamities. Furthermore, car insurance is a requirement in the state of Georgia so your mom needs to buy at least the minimum amount of liability insurance coverage. And in case she has an outstanding loan on her vehicle, she will usually be required by the finance company to buy at least the minimum amount of car insurance as well as collision and comprehensive coverage.
Tags: auto liability insurance, car insurance, comprehensive insurance coverage
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