DUI In Georgia

Reader’s Question:

I wonder how car insurance companies view first time accidents of their customers. Do you think I have to switch car insurance providers here in Georgia after one at-fault accident?

Cáel

Sandy Springs, GA

In case you decide to switch car insurance companies in Georgia after one at-fault accident and start getting in touch with different insurers, the incident will stay on your record and chase you even if you switch insurance providers. Car insurance companies share details about their customers’ record on file. In case the accident caused tremendous damage on the parties involved, it would be suitable to benefit from the insurance that you have already paid for.

A car insurance expert explains that majority of car insurance providers assess crashes and property damage on a case-to-case basis if the rates will be higher. A lot of car insurance providers, especially the bigger ones have the tendency to be merciful with a first accident or traffic infraction. But there are a lot of things to consider such as the degree and amount of the damage and the kind of traffic infraction. If you have an excellent driving history and got into an accident for the first time, that might not be an issue the way you are viewed by the car insurance company. However, a driver who has a lot of accidents and claims will be perceived in another way.

Tags: car insurance, car insurance company, car insurance rates