Reader’s Question:

Is it possible for my insurance carrier in Marietta, Georgia to cover the total loss and damages in my automobile if I was convicted of DUI?

Fred

Marietta, GA

It is not a typical exclusion in a car insurance policy being convicted of a DUI. Yes, the insurance coverage should be afforded to the terms in your auto insurance policy. Auto insurance claims with regards to an accident that occured while you were driving under the influence (DUI) are normally covered by the car insurance coverage you had in place at the time of the incident.

Most states have alcohol exclusions, however this is normally regarding damages one sustains while drunk driving.

To be certain that your insurance carrier in Marietta, Georgia will accept your car insurance claim for the automobile that was damaged at the time you were cited for a driving under the influence charge, you should review over the terms and conditions of your auto insurance policy and discuss with your car insurance agent. Your insurance carrier should be able to tell you if there are any exclusions in your auto insurance policy that would permit your them to deny your car insurance claim.

 

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