Reader’s Question:

I need to get SR22 auto insurance because of my DUI conviction in Athens, Georgia but I don’t know how to. Who would provide me SR22 auto insurance and how do I get one?

Bart

Athens, GA

The larger national auto insurance companies do not provide SR22 auto insurance so this could be one of the common problems you would encounter in getting SR22 auto insurance after your DUI conviction in Athens, Georgia. They have two main reasons why they don’t offer SR22 auto insurance. First is that they don’t want to assume the risk that ‘high risk’ policies involve and they also don’t want to deal with the extra paperwork and regulations required of insurance companies that handle SR22 auto insurance policies.

This means that you would have to seek smaller companies and insurance brokers who specialize in SR22 auto insurance if your current insurance company do not offer SR22 auto insurance. You could find out the best deals in Georgia SR22 auto insurance policies with the expert comparison shopping guaranteed to find you the lowest rate possible and that is available on the top part of the homepage of this website. So please don’t hesitate to get an online rate quote now for your SR22 auto insurance.

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Reader’s Question:

My uncle was charged with DUI here in West Dougherty, Georgia and I heard my parents talking about a bail bond indemnitor. What is a bail bond indemnitor and what is its significance in my uncle’s case?

King

West Dougherty, GA

A bail bond indemnitor for your uncle’s case in West Dougherty, Georgia would be the co-signer for the bail bond. The indemnitor would be the one responsible for seeing that all premiums are paid for your uncle’s bail bond. Normally, the bail bond is good for one year and if the DUI case continues for more than a year, additional premiums would be due and collected for each year the DUI case goes on.

Bail bond premiums are not refundable because they are used for the bail agent’s expenses and the bail bond indemnitor would also be responsible for additional expenses incurred by the bail agent in the transaction of a bail bond which includes long distance calls, travel, etc. The bail bond indemnitor would no longer be liable for your uncle’s bond when he has completed all of his/her court appearances, and when all premiums have been paid. In case of forfeiture, the bail bond indemnitor is responsible until the full amount of the bail has been paid, plus any expenses incurred, or until the court exonerates the bond; the bond then becomes void.

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